5 Biggest Wastes of Money - Why Get a Mortgage Instead
March 9, 2020 | Posted by: Ron Chan
It’s March. Data shows that by now over 80 percent of households have abandoned their prior New Year resolutions. Among those goals was to stop spending money on unnecessary things and instead ... [read more]
What Can You Use a Home Equity Loan For - 3 Other Worthy Things
March 9, 2020 | Posted by: Ron Chan
There’s hardly been a better time to tap into your home equity. Why? We discussed this in our recent article about who benefits from a Bank of Canada interest rate cut. And while most people c ... [read more]
Who Benefits from Interest Rate Cuts? Home Buyer Perspective
March 9, 2020 | Posted by: Ron Chan
Last week in our spring season home buyer projections we predicted that the Bank of Canada would drop the prime rate very soon. Two days later that happened. Given the connection to mortgage rates w ... [read more]
Buying a Home in the Spring 2020 - Panic Grows Purchasing Power
March 3, 2020 | Posted by: Ron Chan
This is not going to be a commentary on the health concern that has much of the world on edge. Nor will we discuss whether or not the media is capitalistically enticing views and clicks by whipping ... [read more]
Winnipeg Mortgage and Homebuyers Guide (DOWNLOAD)
February 27, 2020 | Posted by: Ron Chan
Hot off the presses! My new guide to help you understand the ins and outs of mortgage financing. In this guide we'll discuss topics such as: Getting Pre-Approved and determining your purchasing ... [read more]
Mortgage Stress Test Canada - 2020 Changes Good for New Buyers
February 25, 2020 | Posted by: Ron Chan
This month (February 2020) the Canadian government announced changes to the stress test rate for insured mortgages. Given a lack of experience in the market, new buyers may not know what this means. ... [read more]
Mortgage Broker vs Direct Bank / Lender in Winnipeg
February 19, 2020 | Posted by: Ron Chan
There are a lot of decisions to make when it comes to buying your first home, but perhaps the most important one is in regards to whether you should go directly to a lender or secure the services of ... [read more]
Winnipeg Real Estate News Updates - Winter 2020
February 3, 2020 | Posted by: Ron Chan
We’re over a month into 2020 which means it’s time for another update regarding mortgage rates and real estate in Canada, especially as it applies to our neck of the woods - Winnipeg. Th ... [read more]
Mortgage Broker or Real Estate Agent / Realtor First?
January 28, 2020 | Posted by: Ron Chan
Most first time homebuyers know that connecting to a mortgage broker and Realtor (or real estate agent) is a necessary place to begin the purchase process, but there is some confusion regarding the ... [read more]
Practical Mortgage Tips for Newlyweds
January 22, 2020 | Posted by: Ron Chan
We feel a bit guilty about penning a recent article about getting a mortgage when in the middle of a marriage separation, with Valentine’s Day just three weeks away. To make up for it, we&rsqu ... [read more]
