Mortgage Blog

Mortgages Fit For You

Category: Mortgage Questions (17 posts)

Should You Buy a House With Your Kids?

Should You Buy a House With Your Kids?

August 27, 2019 | Posted by: Ron Chan

Last week we released an article titled, Should You Buy a House With Your Parents, detailing the five key qualifiers surrounding whether or not it’s a good idea. This week, we’re flippin ... [read more]

Waterfront Homes Near Winnipeg - Advice on Getting a Mortgage

Waterfront Homes Near Winnipeg - Advice on Getting a Mortgage

August 8, 2019 | Posted by: Ron Chan

Now that we’re thick in the middle of the summer the time is right to discuss a prospect that’s on the minds of many Winnipeg buyers - a waterfront home. Whether looking for a house alon ... [read more]

Where to Live in Winnipeg if You Love Sports

Where to Live in Winnipeg if You Love Sports

July 23, 2019 | Posted by: Ron Chan

Every once in a while we like to weigh in with a unique take on where to buy a home in Winnipeg. After all, as the city’s premier mortgage broker, we have some insight on the matter.  So ... [read more]

Should You Buy a House Before Selling Yours

Should You Buy a House Before Selling Yours

July 12, 2019 | Posted by: Ron Chan

You’ve almost (or have) paid off your current home and are thinking about buying a new one. But before you do, you have to make a decision about whether or not to sell the current property. Do ... [read more]

How to Get a Mortgage as a Single Mom

How to Get a Mortgage as a Single Mom

May 13, 2019 | Posted by: Ron Chan

Mother’s Day 2019 is in the books (at press) but as far as we’re concerned every day of the year should honor the matriarch, especially those of you who have to go at it alone, without a ... [read more]

How to Get a Mortgage After Moving to Canada

How to Get a Mortgage After Moving to Canada

March 16, 2019 | Posted by: Ron Chan

For starters, welcome to Canada. Or in this instance, Winnipeg Manitoba, which is very appropriate if you think about it, as Winnipeg is the centermost metropolis in the country. So here you are sma ... [read more]

When to Choose a Variable Rate Mortgage

When to Choose a Variable Rate Mortgage

November 9, 2018 | Posted by: Ron Chan

Which way to go? Last month, we looked at the reasons why you would want to lock into a fixed mortgage rate. Today, we’re going to look at why a variable mortgage rate may be better for you.& ... [read more]

When to Lock Into a Mortgage Rate in Winnipeg

When to Lock Into a Mortgage Rate in Winnipeg

October 23, 2018 | Posted by: Ron Chan

Given that since the summer of 2017, the Bank of Canada has increased interest rates four times, many prospective buyers in Winnipeg are wondering if they should lock into a mortgage rate. Fair ques ... [read more]

Commercial Mortgage - Commercial Property Lease or Buy?

Commercial Mortgage - Commercial Property Lease or Buy?

October 10, 2018 | Posted by: Ron Chan

With Winnipeg experiencing sustainable economic growth, some residents who are managing (or have completed) a residential mortgage are using their equity to start a new business, including brick and ... [read more]

What Counts as Income for Mortgage Purposes

What Counts as Income for Mortgage Purposes

October 5, 2018 | Posted by: Ron Chan

Most people understand what they need to include as income when doing their taxes at the end of the year, but some are unclear about what they can consider income when it comes to a mortgage. Today, ... [read more]

Why Use a Commercial Mortgage Broker in Winnipeg

Why Use a Commercial Mortgage Broker in Winnipeg

June 5, 2018 | Posted by:

Commercial real estate is on the top of many minds here in Winnipeg. With the True North Square development underway and riding the success of the newly redeveloped RBC Convention Centre, excitement ... [read more]

Why Move to Winnipeg? 5 Reasons Why

Why Move to Winnipeg? 5 Reasons Why

May 23, 2018 | Posted by:

So you're on the fence about moving to Winnpeg Manitoba and have typed 'why move to winnipeg' into your browser and came upon this article. I'm glad you did. As a longtime resident raising a family ... [read more]

Common Mortgage Myths Winnipeg Residents Can Dismiss

Common Mortgage Myths Winnipeg Residents Can Dismiss

April 23, 2018 | Posted by:

There are many myths and misconceptions in the field or home mortgages. These lead current and prospective homeowners and investors to make some poor decisions, or no decision at all, the latter of ... [read more]

Second Home Mortgage in Winnipeg - Should You Go for It?

Second Home Mortgage in Winnipeg - Should You Go for It?

April 6, 2018 | Posted by:

Whether you have your first home paid off, or you're getting darn near close, you're now feeling pretty confident about taking the next step and securing a mortgage on a second home in the Winnipeg ... [read more]

Getting a Mortgage in Winnipeg – What You Need to Know

Getting a Mortgage in Winnipeg – What You Need to Know

March 6, 2018 | Posted by:

Whether a long time Winnipeg resident, newly arrived, or planning a big move to the 'Gateway to the West', you’re in the market for a new home. You’re off to a great start because you&rs ... [read more]

Should I Choose a Variable Rate Mortgage?

Should I Choose a Variable Rate Mortgage?

September 10, 2014 | Posted by:

I had a client ask me the other day, “Should I take a variable rate mortgage or a fixed rate mortgage?” My reply was – “It depends on your tolerance for uncertainty” Va ... [read more]

How Easy is it to Switch Mortgage Lenders for a Lower Rate?

How Easy is it to Switch Mortgage Lenders for a Lower Rate?

July 31, 2014 | Posted by:

With today’s historically low rates, many Canadian homeowners are looking for advice as to whether they should move their mortgage for a better rate. You can switch to another lender at any time ... [read more]

Ron Chan
Ron Chan
Winnipeg, Mortgage Specialist
Read More News
Top