Improve Your Credit and Get a Mortgage

Don't Let a Bad Credit Score Keep You from Buying a Home

The number-one thing that keeps individuals, young couples, and households from buying a home is a low credit score. Correction: the fear about their low credit score.

There is an inaccurate perception that if you have a low credit score OR little to no credit history, that getting a mortgage is impossible. This theory is often supported by Canada’s Big Banks who have trouble seeing beyond basic paperwork. Fortunately for you, this is not the case. You can still obtain a mortgage. 

Whether your credit is slightly bruised from a few missed payments during your college years, or you have declared bankruptcy in the past, there is a path forward to getting a mortgage in Winnipeg Manitoba. Ron Chan specializes in methods for how to improve credit score to buy a house or condo. Alternatively, the strategy may not be about improving your credit score. Instead, Ron Chan can help you obtain financing through non-traditional lenders who offer financing solutions to individuals who have had credit challenges that cannot be addressed by the major financial institutions. Click the resource below to find out how this works:

• What Are Alternative Private Mortgage Lenders?

Together we can quickly assess your situation and decide on the best way to move forward. We will either work to improve your credit score while concurrently planning your mortgage, or may connect you to alternative lenders. Possibly both!

The only fear that you need to face, is uncertainly. Ron Chan will remove that from the equation with a friendly noncommittal conversation about your financial status. From here, we will chart out a beneficial path forward. All that’s left for you to do is select your preferred from of contact.

Give Ron a call or send him an email to get started on your future as a Winnipeg homeowner. Call 204.290.9950 or email ronchan@invis.ca right away.