Understanding what current mortgage rates actually are is almost always a challenge for first time and seasoned buyers alike. Variable and fixed interest rates are marketed in a variety of ways by banks, credit unions, and other lenders. Moreover, these rates can shift dramatically with every Bank of Canada announcement and economic update. All of this (and more) creates uncertainty, which is the last thing any buyer wants when making the most important financial decision of their life.

Our mortgage brokerage ensures that you have visibility of current mortgage rates in Winnipeg MB. We have provided them in the table below, complete with our discounted interest rates for reference. In addition, we regularly receive short-term rate promotions that are not posted online. These are bulk-discounted rates that lenders don’t want to advertise, but make available to brokers that they have long-established relationships with. When it comes to the greater Winnipeg area - Ron Chan is that broker.

Contact us at 204.290.9950 or email ron@ourmortgageninja.com to ask about these special rates and other discounts.

Bank Rates



8.04 % 1 Year 6.69 %
7.64 % 2 Years 5.84 %
7.24 % 3 Years 4.99 %
7.04 % 4 Years 4.94 %
7.04 % 5 Years 4.69 %
7.20 % 7 Years 5.65 %
7.69 % 10 Years 6.05 %
6.95 % Current Prime 6.95 %
6.00 % 5 Year Variable 6.00 %

* Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&EO

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